This may sound weird, but how do you find loan sharks??
Just wondering, someone was talking about them?
ickkle miss ket head sat on her bunk bed
snorting a gram of speed
along came a cyber who sat beside her and
smoked an 8th of weed.
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Your probably wondering? What is a place like me
doin in a girl like this.....HIC
Some are town centre back street firms like black horse and the associates. The APR rates are stupid. REALLY stupid. They are in my definition, they lend to people they know will have problems and even if you pay off early, you don't get much knocked off at all.
A real loan shark is usually one of the local boys in a pub, council estates etc, they 'help out' people on benefits who want a chance of a decorated house or a badly needed holiday for their family.
That's my understanding anyhow of the term loan shark and how to find them.. You need to have your ear to the ground to find them.
How much you need to borrow lol
""Its done now, their memorys.. wiped.. with drugs and hypnosis.. And I dont know what happens after that"" < Some tune I find rather apt...
Jarve-world < Mi weird site
mark_jarve@hotmail.com < MSN
and this is why i love you so much!! Cuz your just so funny
ickkle miss ket head sat on her bunk bed
snorting a gram of speed
along came a cyber who sat beside her and
smoked an 8th of weed.
**************************************************
Your probably wondering? What is a place like me
doin in a girl like this.....HIC
you agree to pay 10% interest per week (this is eqivalent to 142% per annum and is exactly the kind of rate they will charge you).
End of week 1 you owe £1100 You can't pay week 1's £100 so you pay £50 and the loan shark increases your interest rate to 15%
End of week 2 you now owe (1100-50)*1.15= £1207.50 You can still only pay £50 back. The loan shark ups the rate to £20
End of week 3 you now owe (1207.5-50)*1.20= £1449
In two weeks you have gone from owing £1000 to £1449...
THERE IS NO WAY TO GET OUT OF THIS CYCLE. BY WEEK NINE OR TEN YOU WILL EITHER HAVE LOST ALL YOUR HOUSEHOLD POSSESIONS OR YOU WILL BE ON THE GAME.
If you need to borrow a sum go to your local Citizen's Advice Bureau. Many local towns have schemes run by the local community (often through co-ops) in order to prevent people falling into this kind of problem.
R
I love sitting at my desk on a monday morning doing serious work, remembering just how f*cked up I was on the weekend. That's what makes it all worthwhile...
lol 
